about Gambrell, Sturges & Tober

Gambrell | Sturges | Tober

We help associations get the most out of their insurance programs by tailoring our programs to meet each communities needs.

Specializing in condominium association insurance since 2003, our team has the background and experience to deliver superior results with passion and a deep commitment to service; which is, as our clients say, “our secret sauce.”

insurance group

About us

We are more than just an insurance broker. Gambrell, Sturges & Tober is made up of a team of forward-thinking and experienced people who care about our clients and love taking on unique challenges to help solve problems.We are an Acrisure Agency Partner based on the Gulf Coast. Service driven and dedicated to supporting our clients through innovative program solutions, we provide personalized planning and aggressive claims management.

Gambrell, Sturges & Tober Insurance Agents

The team you can count on

Our risk advisors serve as an extension of your team to proactively develop, implement, and manage a strategic insurance program that provides comprehensive coverage along with efficient outcomes. We make it our mission to understand every facet of a client’s business to ensure we identify significant exposures, develop solutions, and advocate on their behalf to protect their interests and financial stability.


Send us a message

(850) 547-0065

Our locations

Gambrell | Sturges | Tober
3220 Moss Rd
Bonifay, FL 32425

Gulf Breeze, FL & Orange Beach, AL