Gambrell, Sturges & Tober Insurance Agents

Gambrell | Sturges | Tober

Our Team

At Gambrell, Sturges & Tober our team takes a proactive approach to ensure your strategic risk management plan provides comprehensive coverage while supporting your long-term objectives. Whatever your insurance needs are, the Gambrell, Sturges & Tober team can provide tailored care and solutions. Contact us today to learn more.

Our Principals

Agency Principal

With more than ten years of experience in the insurance industry, Greg has demonstrated the ability to help his clients with the complex dealings of the insurance marketplace. In addition, Greg has developed particular expertise in condominium association insurance. He works with many condominium association managers and boards to diagnose and recommend appropriate insurance coverage for each property’s unique needs.

Greg earned a bachelor’s degree in Risk Management & Insurance from Florida State University. He holds a property and casualty license in the State of Florida, Alabama & Mississippi.

Agency Principal

Brenda Sturges and Phil Gambrell were the founding partners of Gambrell & Sturges in 2005.  

Brenda brought an extensive insurance background, honed over 20+ years, and an entrepreneurial spirit and experience that enabled her to start and sell several successful businesses.

Brenda is the Insurance Geek’s Geek.  Who else would read policies for fun or successfully challenge a large Florida carrier for charging their policyholders for appraisal items that were excluded from the carrier’s policy … because she knew their policy better than they did.    That kind of in-depth knowledge of the condo association policies is what helped save their clients and firmly establish their young agency almost 20 years ago and continues to this day.

Phil and Brenda’s original mission was to absolutely spoil their customers with a high level of service provided by employees who were empowered to Do The Right Thing first and foremost.